Job Description
Loan Origination Specialist
Responsibilities:
- Originate high-quality loans adhering to FCMC guidelines
- Develop business relationships with local Real Estate agents and Builders
- Manage territory of First National Bank Texas and First Convenience banks; educate employees on FCM mortgage programs
- Develop contacts with Banks partner store management team
- Take customer loan applications, including pulling credit
- Conduct presentations, including First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
- Communicate with borrowers and real estate agents throughout the loan process
- Issue and explain pre-qualification letters, disclosures, and all other initial compliance documentation for the borrower; includes Good Faith Estimates, Truth-In-Lending, and APR
- Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.
- This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
- Travel as needed to meet business needs
- Other duties as assigned
Position Level:
Dependent upon internal and external experience
Physical Requirements:
- Must be able to remain in a sitting and/or standing position for extended periods of time
- Requires the ability to operate a computer and other office machinery
- Ability to lift up to 25 pounds
FCBI is an equal opportunity employer.
Requirements:
- At least 18 years of age
- High School Diploma or Equivalent
- 2 or more years of recent mortgage origination experience
- Knowledge of VA, FHA, and conventional mortgage loan programs
- Knowledge of running LP, DU Underwriting Systems
- Experience with Ellie Mae mortgage originating and processing software
- Self-motivation and capable of working from a home office with limited supervision
- Ability to review and understand credit reports
- Ability to organize and prioritize
- Good communication and presentation skills
- Comfortable working in a commission-only environment
- Must successfully pass background investigation according to company policy
- Must be able to get along with co-workers and work effectively in a team environment
